Before a Trump executive order, employers could not provide free or subsidized insulin to their diabetic employees without sacrificing the employees’ right to have a Health Savings Account. This meant that employees had to spend their entire health insurance deductible out of pocket before any employer cost sharing took effect. The Trump administration’s change leaves employers and employees free to engage in the kind of cost-sharing arrangements that make economic and health care sense.
You can find competing private health insurance plans with community rated premiums and government sponsored risk adjustment in Belgium, Germany, Israel, the Netherlands and Switzerland – where participation is mandatory. Ireland and Australia have voluntary enrollment, as does Medicare Advantage and the (Obamacare) marketplaces in the United States.
Will 10,000 steps a day make you healthier? No. 7,000 steps seems to get the job done.
How did the Middle Ages respond to the Back Death? With price controls and more. (recommended)
Ever since Obamacare became law, my colleagues and I have been writing about a race to the bottom in the exchanges – where health plans try to attract the healthy and avoid the sick. The result: people with serious health problems are being denied access to the doctors and hospitals they desperately need.