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The Goodman Institute Health Blog

Category: Health Insurance

Commonwealth Fund: Medical Care is Expensive and Many People Find it Unaffordable

Posted on October 27, 2023 by Devon Herrick

The Commonwealth Fund (a proponent of Big Government health care) released its 2023 health care survey that found about half of Americans have problems affording health care.

Given the necessity of insurance to defray the full cost of health care in the United States, it shouldn’t come as a surprise that the vast majority of people who had spent some time uninsured during the year would report difficulty affording their health care costs. More surprising is the large share of adults who had insurance all year but still report difficulty paying health care expenses.

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Is Dental Coverage a Bad Deal? Probably… and That’s a Good Thing

Posted on October 23, 2023 by Devon Herrick

It has been 15 years since I had dental insurance through work. At the time my dental coverage cost $34 a month and had a $250 deductible. It provided one free teeth cleaning per year with routine dental care paid at 85%. Oral surgery, crowns and root canal procedures were covered at 50%. The maximum benefit was $2,500 a year as I recall. My dentist wouldn’t even take it. The next year I dropped coverage because it wasn’t worth the $408 annual cost.

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Monday Links

Posted on October 23, 2023October 23, 2023 by John C. Goodman
  • Insurers have made out like bandits under Obamacare.
  • Paragon study: The cost to the taxpayers of Obamacare is $36,798 per additional private insurance enrollee.
  • The leader of Hamas is headquartered in Qatar – the same country that hosted the World Cup.
  • Tyler Cowen (channeling the Economist) on why Argentina may elect a libertarian president.
  • Who is better at keeping food safe? Public health agencies? Or the restaurants themselves?
  • Reducing hospital costs without hurting patients.
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NYT: Are Supervised Drug-Use Facilities the Answer to Drug Overdoses?

Posted on October 20, 2023 by Devon Herrick

Let’s assume there is a risky product, of which the government wants to discourage consumption. The good is dangerous, not infrequently killing people accidentally. The substance is of dubious quality, highly regulated yet poorly made and inconsistent. The products within this category are mislabeled, misbranded and often adulterated with harmful chemicals and other additives. Yet, these goods are popular among some people, becoming habit forming both psychological and physiological. The goods are blamed for social ills, including crime, homelessness, shiftlessness, poor health and even death. How should government discourage consumption of products like this? I’m talking about illegal drugs of course.

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For many years, our health care blog was the only free enterprise health policy blog on the internet. Then, when the NCPA closed its doors, the health blog stopped as well.

During this five-year hiatus no one else has come forward to claim the space. So, my colleagues and I have decided to restart the blog in connection with the Goodman Institute. We invite you and others to use this forum to share your views.

John C. Goodman,

Visit www.goodmaninstitute.org

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