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1 minute
I commented on the HSA for Gig workers: Ron Greiner 2 hours ago
Hold on, this is waiting to be approved by Health Affairs .
I enrolled the first HSA in October 1996 during the “Original Pilot Test,” when they were called Medical Savings Accounts (MSA) with TIME Insurance Company, America’s oldest insurance company. First, anybody may contribute to an HSA, so why is this story saying multiple people can’t contribute wrong? Second, people may use HSA funds for any reason after age 65 without penalty. Why this author wants to eliminate this freedom is ridiculous.
Trump should allow everyone a tax-free HSA to save wisely for retirement healthcare needs. Trump’s American Healthcare Act in 2017 provided tax credits for all Americans to purchase individual Insurance in their state. If they choose a higher deductible, which produces an unused credit, the balance is deposited into their HSA at the bank.
For example, Trump’s 2017 age-based credits were $2,000 for people 30 and younger. Trump’s credit for a 30-year-old couple with three children is $10,000 Family Credit. If this family purchases insurance for $7,000 Annual Premium (AP), the Trump plan would pay 100% of the premium plus deposit the remaining $3,000 in the family’s HSA at $250 monthly.
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This author wants to remove the FREEDOM HSA owners who may use their HSA funds for any reason without penalty after 65. That’s ridiculous. That is as ridiculous as Dr. John Goodman wanting to tax America’s only tax-free account, the tax-free HSA. Goodman thinks Americans should be taxed like Roths and that the HSA has too much freedom!
St. Louis retired City employees pay $8,868 monthly for family insurance before 65 with Anthem Blue Cross. That is $106,416 in Annual Premium (AP)! Kind of pricey, huh?
Goodman has to HIDE the Age-Based tax credits of President Trump because it’s too DISRUPTIVE!