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One of the worst things possible was to send convalescing patients to nursing homes to recover. Caregivers became vectors of covid and passed it to seniors.
The MSA in Medicare is America’s biggest secret. During last year’s Medicare Open Enrollment there wasn’t one article that suggested that seniors should consider this option. The MSA in Medicare is available coast to coast in every county in 35 states. The Medicare Advantage MSA is the best health insurance plan in America and it’s FREE, there is no cost. So – the price is right. Plus, on January 1st of each year, the Federal Government deposits $2,000 in the seniors’ MSA at the bank, tax-free of course.
From the beginning (we knew) the MSA was the Doorway to the 21st Century Financial Service Sector. The public thinks it’s too good to be true. The FAKE News refuses to write a story about the tax-free MSA because it’s 100% a Republican idea. Republicans need to wake up and take credit for enacting Medicare’s perfect solution, the MSA in Medicare.
The best thing about the MSA is that it is Bi-Partisan. Democrats have quit saying that MSAs are a tax dodge for the healthy and wealthy. Everybody knows that every single parent mother is paying payroll tax on every dollar earned and there is no payroll tax on employer MSA deposits. MSAs are compensation without taxation! MSAs are the best tax dodge for everybody.
There is no “Surprise Billing” with the Medicare Advantage MSA because seniors with the MSA in Medicare may use any doctor or hospital, it’s Federal Law. The Medicare Advantage HMOs usually pay NOTHING if a senior does go out of Network with a serious illness, like cancer.
Unspent MSA balances earn interest or may be placed in mutual funds, stocks, silver, or gold. Would you prefer to pay $300 a month for a Medicare Supplement or pay NOTHING – PLUS, get $2,000 deposited in your MSA, annually, with a mutual fund option?
If you were sick and wanted to go to the Mayo Clinic or Cedars-Sinai would you want the Medicare Advantage HMO or Medicare Advantage MSA? The MSA could be the difference between your life and death. Your choice matters.
What does the father of the MSA say?
The MSA In Medicare is the blueprint for a paradigm shift in how we finance health care.. I just happened to have wrote the very first one back in October of 2006 for a 1/1/2007 effective date. So I’m a little biased.
If every person in America was allowed to participate in the Medicare MSA program we would save trillions of dollars in premiums…
Example everyone in American has a $5,000 deductible and a $2,500 MSA contribution. Assume the average premium cost per individual from birth to death at $7,500 which would be enormously high in my opinion. Then add that to the $2,500 MSA contribution. That would equal $10,000 per person or 3.3 Trillion per year spent on premiums and contributions. That would be approximately $800 billion a year less than what we are currently doing.
Just imagine if this program was in place now how much people would have in their MSA accounts in 20 years? Not only that, how would the economy grow and U.S. companies compete globally if the financing of healthcare was removed from the products and services they sold?
No employer based insurance.
No more Medicaid
No more Obamacare
No more VA.
Everyone in the same pool.
Free market still competes in offering the MSA insurance
All doctor and hospital services are caped to Medicare pricing .
Just a few quick thoughts.
Medicaid is a nightmare. Centene is a Fortune 25 company and is the largest Medicaid managed care company and the largest carrier on the health insurance marketplace. Its insurance products serve nearly 1 in 15 individuals in the U.S. including Medicare/Medicaid, the Health Insurance Marketplace, the TRICARE program (for U.S. Military), and individuals in correctional facilities.
Medicaid transforms ordinary people into Billionaires. Centene finishes first, and Coty last on S&P 500 for 2018 and at the same time Obamacare victims sue Centene because of “fictitious” medical provider lists. Centene trades Florida’s Children’s Health Insurance Plan (CHIP) for Wellcare and now is one of 5 companies that are dividing up the NATIONAL Medicare market. Imagine dividing up the rapidly growing Medicare Market with Humana and United Healthcare and the magic of the MSA is unleashed on Medicare in 2024!
The American people would be better served if 1000 different INSURANCE companies were servicing seniors instead of today’s 5 behemoths. Tomorrow’s NEW RICH might have seen the market transformation and shorted Centene amongst other things.
Press Release on October 19th, 2006: In Ames Iowa, at his first presidential campaign debate (1999), George W. Bush began his remarks by saying, “I believe in more choices, more options, more freedom in Medicare, including Medical Savings Accounts.” Mission Accomplished! January 1, 2007 seniors will have an MSA option in Medicare. Now Americans arriving at Medicare with or without their own HSA balance will continue to receive deposit into their MSA from Medicare. This is a big change to America’s largest entitlement and is a great step in correcting Medicare’s insolvency. Seniors as consumers choosing where and when to spend their healthcare dollars, brings competition to this huge marketplace and requires transparency and excellence from the providers that serve them.
If you like Big Brother you will hate the MSA. Hillary said, “MSAs put too much money in the Private Sector!” Sell your Medicaid stock now because evolution can be mean.