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The Goodman Institute Health Blog

HSAs Under Obamacare

Posted on November 21, 2022 by John C. Goodman

Paragon’s updated report …contains 2023 plan information and a distributional analysis from the actuarial firm Milliman. Giving lower-­income exchange enrollees an additional way to use their ACA subsidy expands Americans’ welfare since some enrollees would prefer an HSA deposit over the reduction of their plans’ cost-­sharing components.

Nearly seven-in-ten enrollees with income below 200% of the FPL would benefit from selecting the HSA option, with an average financial benefit of around $1,500 over the year. More than three-quarters of enrollees with income between 200% and 250% of the FPL benefit from selecting the HSA option, with a smaller average yearly benefit between $500 and $600.

Paragon Health Institute

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For many years, our health care blog was the only free enterprise health policy blog on the internet. Then, when the NCPA closed its doors, the health blog stopped as well.

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